InvestEngine: Under the hood

by InvestEngine

At InvestEngine, we know that our platform is unrivalled when it comes to value for money. What people may not be aware of is that we also have a range of features built to make ETF investing even easier. 

Whether it’s the process of building your portfolio or ensuring that it stays fit for purpose over the years, we have a tool to make your financial planning effortless. 

Here are a few of the features that make InvestEngine the ideal platform for investing in ETFs.

AutoInvest

When you invest for the long-term, you don’t want to have to set aside time every month to manage your top ups. Whether you have a direct debit paying set up, or your ETFs pay dividends, you’re likely to have cash sitting in your account each month. 

By switching on AutoInvest, our platform will automatically invest the cash in your portfolio for you. It takes place during the next trading window and uses the ETF weighting you’ve already set for your portfolio, so you can be confident that you’re sticking to your investment plan.  

There’s no need to place manual investment orders or have uninvested cash building up – it’s all done for you so that you can get on with what’s really important. 

To set it up, you just log in to InvestEngine, go to your DIY portfolio dashboard, and click on the AutoInvest OFF label. Or go to the Options menu and select AutoInvest available cash.

Then move the AutoInvest toggle to ON. This will also give you the option to Keep a cash buffer, which lets you set an amount of cash you want to retain in your portfolio while auto-investing the rest.

Full transparency

Investing in ETFs often means holding thousands of stocks. In some cases, this makes ETF investing unnecessarily opaque and getting a rounded overview of your portfolio can be difficult. 

At InvestEngine, our ETF Look-through feature allows you to see, at a glance, which geographies, industries and specific companies you’re invested in. 

You can see the breakdown of individual ETFs, as well as the complete breakdown of your entire portfolio. 

This visibility is about more than just transparency, too. Having an overview of your portfolio means you can avoid overweighting in particular geographies or relying too heavily on the performance of a handful of companies. For effective diversification, you’ll want to be able to see where your weighting lies and cover any obvious gaps. 

One click rebalancing

Part of building a DIY portfolio with InvestEngine is selecting the balance between different asset classes, geographies and industries. These are your target weights.

 

Over time, as your investments rise and fall in value, their actual weights in your portfolio will move away from your target weights. This will, in turn, have an impact on your portfolio’s risk level. 

So, you may want to rebalance your portfolio to keep it in line with your target weights. 

With one-click rebalancing, the hard work is taken care of. Rather than manually rebalancing your portfolio, InvestEngine’s platform can automatically generate the trades necessary to rebalance your portfolio back to its target weights. 

Managed portfolios

Not everyone has the time or inclination to create and manage a long-term financial plan solo. At InvestEngine, our asset management experts can build and maintain a globally diversified, balanced portfolio of ETFs that’s just right for you. 

We’ll take into account your current financial situation, your long-term goals and your risk appetite to give you a portfolio that suits you. We’ll also rebalance your portfolio where necessary to ensure that it remains fit for purpose over time. The price of this peace of mind? Just 0.25% per year. We charge no set up fees, no dealing fees and no withdrawal fees. 

We offer two types of managed portfolios: growth and income. Growth portfolios are built with long-term returns in mind. You can access the funds at any time, but ideally you’d be investing for at least a five year period to grow your capital. Income portfolios pay a variable income with estimated annual returns of between 2.2% and 5.3%. This can be an ideal way to boost your monthly income. 

Find out how InvestEngine can help you get into ETF investing. 

Important information

Capital at risk. The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest. ETF costs also apply.

This communication is provided for general information only and should not be construed as advice. If in doubt you may wish to consult a professional adviser for guidance.

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