The State Pension is an important foundation for UK retirees, but it doesn’t provide enough on its own for most people to live a comfortable retirement. The most useful way …
-
-
Your workplace pension is, for most people, the single biggest driver of their retirement income. The State Pension provides a basic floor (more on that in our State Pension guide), …
-
The same average return can produce two completely different retirements. The difference is timing, specifically what markets do in the first few years after you start drawing on your pension. …
-
Investing carries risk. Anyone who tells you otherwise is selling something. Investment risk is the chance that your portfolio doesn’t do what you wanted it to. Markets fall, a sector …
-
A pension growing at 4% a year sounds like progress. If prices are rising at 4% a year, it isn’t. Inflation is the gap between the number on your pension …
-
Most people plan for a retirement that’s shorter than the one they’ll actually have. ONS data puts current UK life expectancy at around 79 for men and 83 for women, …