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  • Business

    What type of account is a Business Account?

    by Charlie Sammonds May 26, 2026
    by Charlie Sammonds

    TL;DR: An InvestEngine Business Account is a General Investment Account (GIA) held in the name of a UK limited company, LLP or partnership. It is not a bank account, a …

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  • Business

    What is an LEI and why do businesses need one to invest?

    by Charlie Sammonds May 26, 2026
    by Charlie Sammonds

    TL;DR: A Legal Entity Identifier (LEI) is a unique 20-character code that identifies a legal entity in financial markets. In the UK, a business can’t invest without an active LEI …

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  • Pensions

    Personal risk explained: health shocks and family emergencies

    by Charlie Sammonds May 19, 2026
    by Charlie Sammonds

    A retirement plan is only as strong as its response to the things you didn’t plan for. Personal risk is everything outside the spreadsheet: an illness, an early redundancy, a …

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  • Pensions

    How to use the State Pension in a wider retirement plan

    by Charlie Sammonds May 18, 2026
    by Charlie Sammonds

    The State Pension is an important foundation for UK retirees, but it doesn’t provide enough on its own for most people to live a comfortable retirement.   The most useful way …

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  • Pensions

    How workplace pensions work

    by Charlie Sammonds May 18, 2026
    by Charlie Sammonds

    Your workplace pension is, for most people, the single biggest driver of their retirement income. The State Pension provides a basic floor (more on that in our State Pension guide), …

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  • Pensions

    Sequencing risk explained: how the timing of returns can matter

    by Charlie Sammonds May 18, 2026
    by Charlie Sammonds

    The same average return can produce two completely different retirements. The difference is timing, specifically what markets do in the first few years after you start drawing on your pension. …

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