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Get more from your business savings

by InvestEngineNovember 18, 2020

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Keeping your company’s cash reserves in the bank could hardly be less rewarding. Even before the pandemic, the average interest rate on instant-access business savings accounts was a less-than-generous 0.43%*. Now the average rate is a miserable 0.08%*. In cash terms, that means earning just…

Tags: Business Accounts

Why an ISA is nicer

by InvestEngineNovember 10, 2020

InvestEngine, Investing, ISA

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Few of us enjoy paying tax, which is why an Individual Savings Account (ISA) can be a great choice for investors. Investment returns from ISAs are tax-free. This means you pay no income tax or capital gains tax (CGT) when your investments go up in…

Tags: ISA

The lowdown on low fees

by InvestEngineNovember 3, 2020

Education, InvestEngine

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Costs matter in investment: paying lower fees means you get to keep more of the returns your investments make. For example, consider a £10,000 investment earning a theoretical return of 5% a year for 20 years — and charging annual fees of 0.5% or 1%.…

Building an investment portfolio

by InvestEngineOctober 26, 2020

Education, InvestEngine, Investing

‘Don’t put all your eggs in one basket’ is a useful principle for investing. By building a portfolio that holds a variety of shares and other investments, you’re not depending on just one company or type of investment doing well. And if one of your…

Tags: Portfolio construction