Why an ISA is nicer

Few of us enjoy paying tax, which is why an Individual Savings Account (ISA) can be a great choice for investors. Investment returns from ISAs are tax-free. This means you pay no income tax or capital gains tax (CGT) when your investments go up in…

The lowdown on low fees

costs
Costs matter in investment: paying lower fees means you get to keep more of the returns your investments make.  For example, consider a £10,000 investment earning a theoretical return of 5% a year for 20 years — and charging annual fees of 0.5% or 1%.…