InvestEngine DIY — What you need to know

InvestEngine DIY is an innovative (and commission FREE) investment platform, with easy-to-use features to help you build a better portfolio and stick to your personal wealth strategy. Here’s the lowdown:

  1. NO account fees and NO dealing charges

While much of the investment industry still charges account fees and £10+ trading commissions, InvestEngine DIY is a charge-free zone.

InvestEngine DIY has NO initial charges, NO annual or account charges, and NO exit charges — as well as NO dealing commissions.

(Your only costs are on the investments in your portfolio: annual charges on ETFs and their buy/sell market spreads — which would also be the case with other investment services. More on costs here).

By minimising your costs with InvestEngine DIY, you keep more of the gains your investments make.

  1. More than ‘just another free investment app’

Most free investment apps are built around buying individual shares and high-risk investments.

InvestEngine DIY is different. As with other free apps, InvestEngine DIY provides easy access to stockmarket investing.

But instead of hot stocks and short-term trading, our focus is on tools and features that help investors build and manage diversified portfolios for the longer-term.

For most investors, we think a portfolio-based approach is a better and more sensible way to build long-term wealth.

  1. Portfolio investing made easy

InvestEngine DIY is designed to help investors easily create and manage a diversified portfolio for themselves. Here’s how it works.

Start by choosing from a handpicked selection of exchange-traded funds (ETFs) offering exposure to a wide range of shares and mainstream investments.

Next, set percentage weights for your chosen ETFs to give your portfolio the focus you want.

Then buy and sell based on these weights using our automated order system — all in a few simple clicks.

  1. Innovative features smart top-ups and rebalancing 

Smart top-ups and one-click rebalancing are just two of the innovative (and free) features that InvestEngine DIY offers to make your investing life easy.

With smart top-ups, your cash is automatically invested based on the target weights you’ve set for your portfolio.

The most underweight holdings are topped up first. This means that where your portfolio has moved away from its target weights, it’s brought back towards your chosen allocation — helping you stick to your investment strategy.

With our rebalancing feature, a single click creates a combination of buy and sell trades to reset your portfolio to your chosen weights — without the need to add extra cash.

See how our smart portfolio features bring an innovative approach to investing
  1. For small businesses and individual investors

Small businesses as well as individuals can use InvestEngine DIY. 

Businesses that are limited companies or partnerships invest via our Business Account, while individuals can invest via our Personal Account or a tax-free ISA

For businesses, InvestEngine’s Business Account offers the opportunity to earn much higher returns on their cash reserves than keeping that money on deposit with a bank. 

We’ll even provide a free LEI (Legal Entity Identifier) number for the first year for businesses that don’t already have one.

  1. £50 Welcome Bonus for new investors

New customers (individuals and businesses) also get a £50 Welcome Bonus* to kickstart their DIY Portfolio.

So why not sign up to InvestEngine today!

Important information

*Ts&Cs apply, including £100 minimum investment

Capital at risk. The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest. Tax treatment depends on personal circumstances and may be subject to change

This communication is provided for general information only and should not be construed as advice. If in doubt you may wish to consult a professional adviser for guidance.