Getting started with an InvestEngine LifePlan is easy. In just a few minutes, you can start investing in a globally diversified portfolio that’s made to suit your goals.
Here’s how to set up a LifePlan portfolio:
- Sign up to InvestEngine and/or log into your account
- Select ‘Add a portfolio’, choose your account type and then pick LifePlan
- Choose which LifePlan you want to invest in, from 20% to 100% equity.
- You’re all set to start investing
We will then take care of your LifePlan portfolio to ensure it stays right for you and your goals. Consider adding regular, automated investing to make growing your wealth as easy as possible.
How to choose a LifePlan
Your choice of portfolio will depend a lot on what you’re investing for.
Putting money aside for a housing deposit in two or three years? You’ll want a portfolio at the lower end of the risk spectrum to minimise the chance of losses. Investing for the long-term? You can take on a bit more risk.
Our LifePlans range from 20% equities all the way up to 100% – generally speaking, the more equities, the more risk you take on and the more potential you have for returns.
LifePlan 20 is ideal for low-risk investing, with 20% shares and 80% bonds. It’s perfect for those seeking returns with minimal risk.
LifePlan 40 is a balanced option, with 40% shares and 60% bonds, for those comfortable with a bit more risk.
LifePlan 60 is for those seeking higher growth, offering 60% shares and 40% bonds – a solid choice for medium-risk investors.
LifePlan 80 is designed for those with higher risk tolerance, focusing on long-term growth with 80% shares and 20% bonds.
LifePlan 100 is fully invested in the stock market, with 100% shares. This high-risk, high-reward option is for those aiming for maximum growth.
Fully automate your investing
So, you’ve set up your account and opened the LifePlan portfolio that suits you. The next step is to fully automate your investing using our Savings Plans.
With a Savings Plan, you can invest on a weekly, fortnightly or monthly basis from as little as £20. Once it’s set up, your investing is automated from start to finish, so you can set-and-forget and put your money to work without lifting a finger.
Want to see how much your portfolio could grow by using a Savings Plan? Check out our easy-to-use calculator.
Important information
Capital at risk. The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest. ETF costs also apply.
This communication is provided for general information only and should not be construed as advice. If in doubt you may wish to consult a professional adviser for guidance.
Tax treatment depends on personal circumstances and is subject to change, and past performance is not a reliable indicator of future returns.