Get more from your business savings

Keeping your company’s cash reserves in the bank could hardly be less rewarding.

Even before the pandemic, the average interest rate on instant-access business savings accounts was a less-than-generous 0.43%*.

Now the average rate is a miserable 0.08%*.

In cash terms, that means earning just 80p of interest a year per £1,000 of balance.

And with the economy weak, interest rates are expected to remain on the floor for some time.

Want to earn more on your business reserves? It could be time to consider investing.

Work your company’s cash harder

InvestEngine’s Business Account is an innovative alternative to keeping your company’s reserves in the bank.

Our Business Account offers a choice of Income or Growth portfolios.

The Income portfolios have estimated yields of 2.4%, 3.3% or 5.5% a year**.

They’re mostly invested in government and other bonds via low-cost exchange traded funds (ETFs).

Income is paid out monthly.

Our Growth portfolios seek longer-term capital gains and also invest via low-cost ETFs.

Both portfolio types are built to a risk level that suits your business via our straightforward questionnaire.

The minimum investment is £2,000 and you can access your money whenever you want.

Our management fee is just 0.25% a year, and there are no set-up, dealing or withdrawal charges.

We’ll even throw in a free Legal Entity Identifier (LEI) number for the first year (worth £50) if your business doesn’t already have one.

Get more from your company’s cash with InvestEngine.

Important information

Capital at risk. The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest.

ETF costs also apply.

*Source: Bank of England, January & September 2020

**Income yields are estimated and variable, and based on historic income and ETF prices as at 31 October 2020.

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